Quick take
- Most costs are manageable if you keep the plan walk-first.
- Cash is useful as convenience — not as a strict requirement.
- Markets and cafés are both a comfort upgrade and a budget win.
The simple Riga money plan
Treat money as a comfort tool. Spend intentionally on one or two things you’ll remember (a special meal, a museum, a viewpoint), and keep the rest high-value and low-stress (walks, parks, market tasting).
- Walk-first trip = fewer transport costs and less planning friction.
- Market tasting = high-value meal without expensive commitment.
- Taxi ‘escape hatch’ = worth it when tired or late.
Cash vs card (practical guidance)
Most travelers will be fine with card. The only reason to carry some cash is convenience: small purchases, market stalls, or situations where you don’t want payment friction.